The complete guide to Senior Living

To start, pinpoint types of long-term care facilities, the level of care needed and the costs associated with each kind of facility. Learning about your options can help you decide what’s best for your loved one.

First, pinpoint the costs of each type of facility. Then, you can research financial planning, budgeting and available benefits.

Older adults who can manage daily tasks on their own may choose independent living with access to community amenities and activities.

Assess the following areas of your life (or your older loved one’s) life: personal care, diet, hygiene, health and safety, any recent falls, driving safety, finances and emotional wellness. For people struggling in any of these areas, consider assisted living.

If your loved one has a medical condition that is difficult to manage at home or is experiencing frequent accidents or you or other at-home caregivers are stressed by the level of care required, it might be time to look into a nursing home.

If you’re looking for a flexible option or one that suits partners with different care needs, explore continuing care retirement communities (CCRCs). CCRCs are all-inclusive and offer a full range of care from independent living up to round-the-clock skilled nursing care.